Think your occupation does not affect your auto insurance rate - think again! In Insurance.com's 2006 Occupation Report, results show that your occupation can greatly impact your car insurance premium. Compiled from data from their partnering auto insurance companies, Insurance.com's report shows that scientists, pilots/navigators and actors/performers/artists pay the lowest insurance rates at an average of $935.76 per year. Attorneys/lawyers/judges, executives and business owners pay the highest insurance rates at an average of $1,383.63 per year.

A recently released auto insurance study shows that rates are continuing to climb, but you can minimize your financial pain if you "shop around" for coverage. Shop Around Insurance prices for the same coverage can vary by hundreds of dollars, "so it pays to shop around. Get at least three quotes," urges Jeanne Salvatore, vice president of consumer affairs for the Insurance Information Institute (III) in New York.

When you buy insurance, you're really buying something that you hope you'll never have to use. But if you ever do need to file an insurance claim, you'll understand why having the right amount and right types of coverage is important.

When young adults graduate college they have aspirations of starting their first "real world" job, getting their own place and buying a brand new car - one that does not need a screwdriver to start. However, college students are also graduating with much more than just a college degree and a dream, they are graduating with a substantial amount of debt. In fact, many students graduate with an average of $3,262 in credit card debt - 10 percent of that group owing more than $7,000 in credit card charges.

Drive with peace of mind, knowing you're doing everything you can to protect your child's life when you're behind the wheel of the family car. Remember - that's precious cargo you're transporting in your back seat. Make sure your children are properly secured, before you start the car.

Car thieves have strong preferences. They prefer stealing imports rather than domestic models, according to the newly released car theft study of the National Insurance Crime Bureau (NICB). The NICB reviewed auto theft data reported to the West Virginia-based National Crime Information Center and from that information developed this list of the make, model, and model year of the most reported stolen vehicles in 2004.

Football season is here and for many fans it can only mean one thing - it is tailgating season. However, tailgating is more than just a social event, it is a science. To start the day off right, loyal fans dress head-to-toe in their favorite team colors, give their lucky charm a good rub and head off to their tailgating destination in their official tailgating vehicle, which is proudly decorated in team colors and accessories to help celebrate the big day.

Do you want to keep your car from being stolen? A longtime highway patrol officer indicates that an ounce of prevention is worth a pound of cure when it comes to protecting your vehicle from thieves. Make your "car inconvenient to thieves," advises Kevin Kelly, traffic safety specialist for the California State Automobile Association and a 25-year veteran with the California Highway Patrol (CHP).

You may know that it costs more to repair some cars than others, and more to insure some cars than others. It may not have dawned on you that this also translates into higher claims payments from you insurance company. What does that mean to you? Higher claims typically lead to higher insurance rates. For example, when you file a claim with your insurance company, there's a good chance that your rates will go up at the time of renewal. The dollar amount of that claim can have a big impact on your rate increase. Below you'll find the most and least expensive models for various types of claims.

You can bet your life on it. The National Highway Traffic Safety Administration (NHTSA) publishes statistics showing the life-saving value of vehicle passenger restraint systems - seat belts, air bags and child restraints.