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On your mark, credit cards set and go...to the nearest mall, because it is holiday shopping time. That's right; soon millions of consumers will be flooding the malls in search of the perfect gifts for everyone on their shopping list. But before you hop in your car and drive to the nearest mall, you may want to check out our Holiday Shopping Car Safety Tips - it just might make the difference between a happy holiday season and a disastrous one. |
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Thinking about purchasing a hybrid to save on gas? What if we told you that owning a hybrid could also decrease your auto insurance rate?
That`s right, starting February 2006; at least one of Insurance.com`s auto insurance partners will be offering hybrid car owners a 10% discount on auto insurance rates. According to preliminary research, hybrid owners tend to fall into a preferred insured category, associating hybrid owners as low risk drivers and therefore warranting lower premiums. Hybrid vehicle sales have at least doubled every year since the first car was offered in 1999. This trend shows no signs of slowing. Auto insurance providers are starting to reach out to serve this growing market group with innovative products to meet the changing needs of their customers.
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Feeling congested? Americans may love driving their cars, but most folks don't like just sitting in them; especially when they're stuck in traffic. As minutes turn to hours and then add up to days, the time we are stuck crawling at a snail's pace, making progress only by the foot seems to have increased exponentially. When it comes to the Rat Race, we are running in it at ever-slower speeds with an increasing amount of company. According to data collected by the Texas Transportation Institute for it's 2003 Urban Mobility study, here are the top ten worst cities for traffic congestion: |
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10 Tips to Avoid Auto Accidents |
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Sometime in the past, maybe in driver's ed, maybe when being lectured to by an elder, someone probably told you that a car was simply for getting from point A to point B. Yeah, sure.
Luckily, in spite of the need to be practical, in spite of a surfeit of look-alike cars, every year, there's a brand new batch of beauties that inspire the romance of four wheels and the open road. Or maybe the thrill of the shortest time from one stoplight to the next.
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With gas pricing soaring and poised to move even higher this summer, most drivers are looking for ways to lower the cost associated with driving. There is good news for many. Depending on where you live, the average auto insurance premium quotes may have decreased by as much as 10 percent during the past quarter. According to an Insurance.com Quarterly Pricing Report, the average consumer received an annual auto insurance quote of $2,304 in the first quarter of 2005. This is a $39, or 1.7 percent, decrease over the national average annual premium quoted in 2004. This decrease is a welcome relief after Insurance.com`s 2004 Auto Insurance Pricing Report highlighted a 6% increase in annual auto insurance quotes from 2003 to 2004. |
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With gas prices soaring and poised to move even higher later this summer, most drivers are looking for ways to lower their driving costs. There is good news for many. Depending on where you live, the average auto insurance premium quotes may have decreased by as much as 10 percent during the past six months. So if you have not shopped around for a lower auto insurance rate, now is the perfect time. |
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Did you know that at least 50 percent of all holiday traffic fatalities are alcohol related? In fact, that is why December is designated National Drunk and Drugged Driving Prevention Month. Definitely a sobering thought if you are hosting or attending a holiday party this year!
Another thought that just might have you rethinking your company's "open bar" policy is that if an employee or guest leaves your party drunk and gets into an accident, your company could be liable - even if that person may have went to another party or to a bar after leaving your party. If you don't think your company can be found liable - think again! Most states have some form of "social host" laws in place, specifically targeting employer-hosted events.
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By 2030, more than 40 million aging baby boomers will be flooding American's streets and highways as senior drivers. For some people, this is a scary thought because senior citizens and teenagers have the highest rate of auto accidents in the United States. For others, it is merely something to plan for, including baby boomers whose auto insurance premiums may increase when they become senior drivers. And that is exactly what many organizations and states are doing by developing driver safety programs, car accessories and new laws to help improve senior driver's overall driving performance. |
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Insurance premiums depend on several factors, including your age, sex, place of residence, and driving record; the amount and type of coverage you select; and whether you drive your vehicle primarily for business or personal purposes. This explains why one driver might pay a different premium than another for the same make of motor vehicle. |
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